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Summary Box

Before you apply please read the summary box information below, the Terms and Conditions, the Key Product Information, the Privacy Policy and the Financial Services Compensation Scheme documents. Frequently Asked Questions

Account Name

1 Year Term Deposit Issue 45

What is the interest Rate?

Interest for balances of £1,000 or more:

Issue Annual interest (fixed)
45 1.96%       GROSS/AER

The interest rate is fixed. Interest is calculated daily and is paid annually.

Can PCF Bank Change the interest rate?

Rates are fixed until the maturity date. This means we cannot change the rate until after the fixed rate period.

What would the estimated balance be after 12 months based on a £1,000 deposit?

A deposit of £1,000.00 at an annual Gross rate of 1.96% (fixed) would generate an estimated balance of £1,019.60 in 1 year.

The above example is for illustrative purposes only and assumes no withdrawals, no changes to the fixed interest rate over the period and interest is paid annually on a cleared deposit. The illustrative example does not take into account the individual circumstances of a customer.

How do I open and manage my account?

Can I withdraw money?

Additional Information

Account Conditions

Points to note