Notice Account

At this current time we are not offering new notice accounts. If you have a notice account with PCF Bank you can continue to operate this in the normal way.

Term Deposit

If you know you won't need access to your money for a fixed amount of time and want to save as effectively as possible, then this may be the account for you.

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Saving with PCF Bank

When you save with PCF Bank, you can be confident that you’re dealing with someone who has the customer at the heart of everything they do.

Our team of experts is committed to providing savings products that work for you, and delivering them with empathy, clarity, and understanding.

Personal Savings Allowance

On the 6th April 2016, the Government introduced the Personal Savings Allowance (PSA). This means that you can earn tax-free interest on money held in accounts, in addition to any balance you have in an ISA already.

FSCS

Any money that you save with PCF Bank is protected by the Financial Services Compensation Scheme. This protects eligible deposits up to a max of £85,000 per person. Click here to find out more or visit www.fscs.org.uk

For Everyday Life

For Your Retirement

For Each Other

How do I open a savings account with PCF Bank?

We believe that opening a savings account should be quick and easy. If you are a new client, you can apply for a savings account online. Existing clients can log into their internet banking account and open an additional savings account directly - a quick and easy process that takes around 10 minutes to complete.

When and where is interest paid?

PCF Bank pays interest annually on the anniversary of the account’s opening, and that interest is paid directly into your nominated account. However, in the first year, our interest calculations only apply from the day on which the money was deposited. That means, if you open an account with us, then fund it with £10,000 seven days later, you will receive just 358 days’ interest in the first year of your account being open (excluding leap years). In subsequent years, of course, you will receive a full year’s interest on your money, provided it remains in the account.

What is my interest rate?

You will be able to view your interest rate when you log onto your internet banking, you can also call us to find out. If you have not opened an account yet all rates can be viewed online.

Open a Term Deposit Account

Safe & Simple Savings

PCF Bank offers a range of savings products for retail customers and finance products for individuals and businesses. At PCF Bank the customer comes first.