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We respond to all applications as quickly as possible: usually, that is within an hour of us receiving it.
We will perform a ‘soft search’ on your credit file, purely for quoting purposes. This means that your credit score will not be impacted, and our search will not be visible to anyone else on your credit file. If you then decide to proceed with your application, we will leave a marker on your file to confirm that we have performed a search in your name.
We aim to provide the fastest service possible, and may be able to progress from your initial application to paying your supplier within as little as 2 hours. Failing that, we can usually send payment within a 48-hour period, provided all the necessary paperwork and information is available.
We will finance a horsebox provided it is no older than 20 years at the fulfilment of the finance agreement. For horseboxes built on an older chassis we base the age on the date the conversion was completed.
We can consider finance up to 5 years provided the age of the horsebox isn’t older than 20 years at the end of the agreement.
We will finance cars up to 13 years old at the end of the agreement. We also offer finance on older classic cars, for more information please see our Classic car page.
We can consider finance up to 5 years provided the age of the car isn’t older than 13 years at the end of the agreement.
We can consider finance up to 5 years.
We respond to all applications as quickly as possible: usually, that is within an hour of us receiving it.
This depends on the value of the vehicle or equipment and your own circumstances, because all of our products are tailored directly to customers on an individual basis. However, as a guide, we offer finance from £2,500 to £250,000.
Our specialist underwriters look at each vehicle individually so there is no specific age limit, please contact our personal finance team on 0207 227 2426 for more information.
We can offer terms from 2 years up to 10 years for specialist assets.
This depends on the value of the vehicle or equipment and your own circumstances, because all of our products are tailored directly to customers on an individual basis. However, as a guide, we offer finance from £10,000 to £2,500,000.
For limited companies, we will perform a company search and subject to consent, personal searches on the directors and guarantors. For sole traders we will perform a consumer search.
We aim to provide the fastest service possible, and can usually progress from your initial application to paying your supplier within a 48‐hour period, provided all the necessary paperwork and information is available.
We respond to all applications as quickly as possible.
We will finance vans up to 10 years old at the end of the agreement.
We will finance plant & machinery up to 10 years old at the end of the agreement.
We will finance assets up to 10 years old at the end of the agreement.
We can consider finance up to 5 years provided the age of the commercial vehicle isn’t older than 10 years at the end of the agreement.
We can consider finance up to 5 years provided the age of the van isn’t older than 10 years at the end of the agreement.
We will finance commercial vehicles up to 10 years old at the end of the agreement.
We can consider finance up to 5 years provided the age of the coach or bus isn’t older than 10 years at the end of the agreement.
We can consider finance up to 5 years provided the age of the plant or machinery isn’t older than 10 years at the end of the agreement.
Once you have successfully logged in to your PCF Online Banking, you will see on the home page, the type of account you have opened along with the sort code 23-01-08 and next to that is your account number. Your account number begins ‘10XXXXXX’.
The reason you will have received these messages is because our Customer Numbers increase numerically, therefore it is likely that another PCF customer has accidentally typed their customer number instead of their own when trying to access their online banking.
However, if you are still unsure regarding this message, please contact a member of our team on 020 7227 7577.
You can log onto your PCF Online Banking>Accounts to view your transactions and balance.
You will need your Customer ID and Password for your PCF Online Banking.
Interest is paid to your nominated bank account annually, on the anniversary of the account opening.
If you have a notice account with PCF, your interest is sent to your nominated bank account within 2 working days of the anniversary.
Under the terms and conditions of our savings accounts you are unable to withdraw funds from your account before the maturity date.
You don’t need to do anything; your funds will automatically be transferred to your nominated account on your maturity date.
No, you can give notice to make a withdrawal on any amount within your available balance.
Yes, you can cancel any given notice that you have on your account as long as it is more than 5 working days before the notice is due to be sent to your nominated account.
No, your notice account will still stay open at a nil balance. To close your notice account, you will need to contact the Savings team either via secure message via your PCF Online Banking or by phone and request a notice for closure to be placed on your account. Once the account is at a nil balance, we can then close your notice account and any accrued interest will be sent to your nominated bank account the next working day.
When you first open your notice account, you need to fund the account initially with a minimum of £1,000.00, but once your account has had these funds in, it will stay open even if you chose to withdraw the full amount and it goes to a nil balance.
Your money is in safe hands. You are covered by the Financial Services Compensation Scheme, which means that your deposits will be covered up to £85,000. Visit this website to view the information https://www.fca.org.uk/consumers/deposit-savings-protection.
Our unique FRN number is 747017. Which can be searched on the Financial Conduct Authority website.
Since becoming a bank, we now offer a range of competitive savings products including notice accounts and term deposits.
You can search for us on Companies House, the FCA, Bank of England or on AIM’S (Alternative Interest Market) list.