Helping customers since 1994
At PCF Bank, we think individual customers deserve an individual service. That’s why we assess every single application for finance on a case-by-case basis. Because we have helped more than 70,000 people, we’re confident we can help you too. We offer finance between £3,000 and £250,000 across a range of different products such as hire purchase and finance lease. To apply now, click on the button below. Or, for further information on areas we specialise in, click on the financing service you require below:
Representative 8.9% APR. Subject to personal and credit checks. Terms and conditions apply.
Our long history of supporting customers with their vehicle purchases is something we’re very proud of. And because of that track record, you can be assured your finances are in safe hands with PCF Bank. All of our financing options are:
Simply fill out the details of our application form and one of our team will be in contact. Alternatively, you can call our Direct Business team on 020 7227 7510 to discuss your needs.
Subject to an initial credit check we will provide you with a no-obligation quote and a unique application reference number. If you decide to proceed we will do an affordability check and keep you informed every step of the way.
Once we have prepared the agreement, received and processed all the necessary paperwork from you and your supplier, we arrange a payment to them so that you can collect your vehicle.
PCF Bank is an independent bank, meaning we have no ties to any dealer groups. This gives you total freedom when it comes to choosing where you buy your vehicle. Once you have been approved for finance, we ask you to provide us with the details of the vehicle you wish to purchase. Subject to meeting our criteria, we will then produce a quotation for you based on this vehicle.
Representative {{personalAPR}}% APR. Subject to personal and credit checks. Terms and conditions apply.
We respond to all applications as quickly as possible: usually, that is within an hour of us receiving it.
We will perform a ‘soft search’ on your credit file, purely for quoting purposes. This means that your credit score will not be impacted, and our search will not be visible to anyone else on your credit file. If you then decide to proceed with your application, we will leave a marker on your file to confirm that we have performed a search in your name.
We aim to provide the fastest service possible, and may be able to progress from your initial application to paying your supplier within as little as 2 hours. Failing that, we can usually send payment within a 48-hour period, provided all the necessary paperwork and information is available.