We have extensive experience of financing commercial vehicles, offering a range of finance options which can be tailored to suit your individual needs

We offer finance facilities of between £2,500 - £2,000,000, repayment periods of between 1 and 5 years, and balloon payment options on certain vehicles. Please contact one of our experienced team to discuss your needs and find our which options will suit you best.

How do I arrange finance for my commercial vehicle with PCF Bank?

How much can I borrow?

We offer finance facilities between £2,500 - £2,000,000 subject to the value of the commercial vehicle and your own circumstances.

Do I need to pay VAT?

Yes, but we can offer a VAT Deferral scheme subject to your meeting our credit criteria. Alternatively we can schedule the asset on a Finance Lease.

How do I apply?

Click on our ‘apply today’ button to apply online or call us on 020 7227 7560 to speak to our Direct Business team.

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Representative 9.0% APR. Subject to personal and credit checks. Terms and conditions apply.

Application Process

Step One

Apply Online

Simply fill out the details of our application form and one of our team will be in contact. Alternatively, you can call us on 020 7227 7560 to discuss your needs.

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Step Two

The Decision

Subject to an initial credit check we will provide you with a no-obligation quote and a unique application reference number. If you decide to proceed we will do an affordability check and keep you informed every step of the way.

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Step Three

Enjoy!

Once we have prepared the agreement, received and processed all the necessary paperwork from you and your supplier, we will process it as quickly as possible. We then arrange a payment to your supplier so that you can collect your vehicle with a minimum of hassle.

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Why PCF Bank?

We have helped many people with their finance needs over the years and have an experienced, friendly team ready to help you with your application.

Application is easy, simply apply online, or call us on 020 7227 7560.

Choose for a range of finance options to suit your individual needs.

We aim to provide a quick decision and fast payment to your supplier.

Are there any restrictions on the age of commercial vehicle you will finance?

We will finance commercial vehicles up to 10 years old at the end of the agreement.

How long can I finance a commercial vehicle over?

We can consider finance up to 5 years provided the age of the commercial vehicle isn’t older than 10 years at the end of the agreement.

How much can I borrow?

This depends on the value of the vehicle or equipment and your own circumstances, because all of our products are tailored directly to customers on an individual basis. However, as a guide, we offer finance from £2,500 to £1,000,000.

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Commercial Vehicle Finance