How do I arrange finance for my car with PCF Bank?

How much can I borrow?

We offer finance facilities between £7,500 - £2,500,000 subject to the value of the car and your own circumstances.

How much are the monthly repayments?

With different options including terms of up to 5 years, and balloon payments, we try to find a finance product that best suits your budget.

How do I apply?

Click on our ‘apply now’ button to apply online or call us on 020 7227 2426.

Apply Now

Representative 8.71% APR. Subject to personal and credit checks. Terms and conditions apply.

Application Process

Step One

Apply Online

Simply fill out the details on our application form and one of our team will be in contact. Alternatively, you can call us on 020 7227 2426 to discuss your needs.

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Step Two

The Decision

Subject to an initial credit check we will provide you with a no-obligation quote and a unique application reference number. If you decide to proceed we will do an affordability check and keep you informed every step of the way.

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Step Three

Enjoy!

Once we have prepared the agreement, received and processed all the necessary paperwork from you and your supplier, we will process it as quickly as possible. We then arrange a payment to your supplier so that you can collect your vehicle with a minimum of hassle.

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Why PCF Bank?

We have helped many businesses with their finance needs over the years and have an experienced, friendly team ready to help you with your application.

Applying is really easy - simply apply online or call us on 020 7227 2426.

Choose from a range of finance options to suit your individual needs.

We aim to provide a quick decision and fast payment to your supplier.

Are there any restrictions on the age of car you will finance?

We will finance cars up to 13 years old at the end of the agreement. We also offer finance on older classic cars, for more information please see our Classic car page.

How long can I finance a car over?

We can consider finance up to 5 years provided the age of the car isn’t older than 13 years at the end of the agreement.

How much can I borrow?

This depends on the value of the vehicle or equipment and your own circumstances, because all of our products are tailored directly to customers on an individual basis. However, as a guide, we offer finance from £7,500 to £2,500,000.

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