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Business Finance

We offer a range of vehicle and equipment finance products to suit your needs.

At PCF Bank, we have been helping businesses finance their vehicles, plant and equipment since 1994, and we’re confident we can help you too. We offer finance between £10,000 and £2,500,000 across a range of different products such as hire purchase and finance lease, as well as offering products with balloon payments and VAT deferrals. To apply now, click on the button below. Or, for further information on areas we specialise in, click on the financing service you require below:


Apply Now 

Representative 9.14% APR. Subject to personal and credit checks. Terms and conditions apply.

Commercial Vehicles

Coaches & Buses

Plant & Machinery



Why take out finance with PCF Bank?

Our long history of supporting businesses with their vehicle, plant and equipment purchases is something we’re very proud of. And because of that track record, you can be assured your finances are in safe hands with PCF Bank. All of our financing options are:

No obligation quote.

Quick and easy.

Personalised products.

Application Process

Step One

Apply Online

Simply fill out the details on our application form and one of our team will contact you promptly. Alternatively, if you would rather talk to someone directly, you can call us on 020 7227 2426 to discuss your needs in more detail.


Step Two

The Decision

Subject to an initial credit check we will provide you with a no-obligation quote and a unique application reference number. If you decide to proceed we will do an affordability check and keep you informed every step of the way.


Step Three


Once we have prepared the agreement, received and processed all the necessary paperwork from you and your supplier, we will process it as quickly as possible. We then arrange a payment to your supplier so that you can collect your vehicle with a minimum of hassle.


Buying your vehicle or equipment

PCF Bank is an independent bank, meaning we have no ties to any distributor. This gives you total freedom when it comes to choosing where you buy your vehicle or equipment. Once you have been approved for finance, we ask you to provide us with the details of the vehicle or equipment you wish to purchase. Subject to meeting our criteria, we then produce a quotation for you based on this vehicle or equipment.