Personal Services

We take pride in offering a range of products tailored specifically to suit your needs. The representative APR is the rate at or below which we expect most credit agreements to be written. To learn more about our services, click on a heading below.

Finance

representative

6.9%

APR

Savings

up to

1.45%

AER

Business Services

We have a long history of helping our customers to build successful businesses through simple and flexible financing options. For a competitive quote, speak to one of our team today. Alternatively, you can find out more about our service and apply online by clicking the heading below.

Finance

representative

7.2%

APR

Accessible. Independent. Customer focused.

Frequently Asked Questions

How much can I borrow?

This depends on the value of the vehicle or equipment and your own circumstances, because all of our products are tailored directly to customers on an individual basis. However, as a guide, we offer finance from £7,500 to £2,500,000.

How long does a finance application take?

We respond to all applications as quickly as possible: usually, that is within an hour of us receiving it.

Can I save with PCF Bank?

Our savings application can only be accessed from the UK. You need to be a UK citizen and UK tax resident.

Help & Advice

Finance

Apply for personal finance

Apply for business finance

Request a settlement quote

Make a payment

Savings

Open an account

Savings

PCF Bank offers many competitive Term Deposit accounts that will help you achieve your savings goals, whatever they may be. To apply for a savings account, simply click on the product you’re interested in on the following page.

Term Deposit

If you know you won’t need access to your money for a fixed amount of time and want to save as effectively as possible, then this may be the right type of account for you.

APPLY NOW

Notice Account

If you wish to save a lump sum or on a regular basis with access after a period of notice, then this may be the right type of account for you.

APPLY NOW

Any money that you save with PCF Bank is protected by the Financial Services Compensation Scheme. This protects eligible deposits up to a max of £85,000 per person.

For Everyday Life

For Your Retirement

For Each Other

Business Finance

PCF Bank has a long history as a specialist financier of vehicles, plant and equipment. For this reason, whatever your needs, we are confident that the finance we provide will suit you and your business perfectly. To apply for finance, simply click the Apply Now button below or call us on 020 7227 7560.

Quick.

Easy.

Flexible.

Apply Now

Representative 7.2% APR. Subject to personal and credit checks. Terms and conditions apply.

Tailored to you

Personal Finance

For an indication of the total cost repayable on your prospective finance agreement, please use the sliders below to indicate how much finance you would like and the length of time you wish to repay it in. Please note that this calculator is for illustrative purposes only. If you wish to proceed with an application, simply click on the Apply Now button below, or call us on 020 7227 7510.

Credit Rating

Amount £

Term Year(s)

Deposit £

Apply Now

About PCF Bank

Established in 1994, PCF Bank has helped more than 100,000 customers with the finance of their vehicles, plant & equipment. Our success in this area is based on two propositions: that finance should be simple, and that a high level of customer service is part of the product. Following our transformation into a bank, we bring those same principles into the savings market, where we offer a range of competitive products and a truly outstanding service.

Simple banking
At your service

Click here for our COVID-19 update

PCF Bank offers a range of savings products for retail customers and finance products for individuals and businesses. At PCF Bank the customer comes first.

Personal Services

Finance

6.9%

Savings

1.45%

Business Services

Finance

7.2%